Tennessee Emergency Rental Assistance Programs
Tennessee ERAP Treasury Programs:
THDA is administering a COVID-19 Rent Relief program for the majority of Tennessee**. Under guidance from the US Treasury, funds designated as part of the COVID-19 Rent Relief Act of 2020 will support renters who are or have been struggling to pay rent, utilities, or other home energy costs due to loss of wages/income as a result of the pandemic.
Memphis and Shelby County are now accepting applications from citizens whose ability to pay rent and/or utilities have been impacted by COVID-19. The U.S. Department of Treasury has granted a total of $28.2 million to the City of Memphis and Shelby County (including 19.6 million to the City and 8.6 to the County) to administer the Emergency Rental Assistance (ERA) program. The program will provide Shelby County residents direct financial assistance in the form of emergency rent and utility relief.
Tennessee CARES+ Programs:
Chattanooga Neighborhood Enterprise has been awarded a $1 million grant through the Tennessee Community CARES Program to provide rental and mortgage relief for households impacted by COVID-19.
The city of Chattanooga has put together a program specifically for those struggling financially due to Covid-19. The program provides a grant of assistance up to 3 months in rent and utilities.
The City of Dalton will soon be offering rent assistance to those who have lost income and are unable to pay their rent due to the COVID-19 pandemic. The assistance is available through the city’s Community Development Block Grant program as part of the federal CARES act.
Metro Nashville’s COVID-19 Financial Oversight Committee is making $10 million available to residents of Davidson County in need of assistance with rent, mortgage or utility payments. United Way of Greater Nashville will serve as the administrator of those funds. United Way will be granting funds directly to nonprofit agencies. Those agencies will then work directly with individuals and families throughout the region to provide assistance to those in need. United Way WILL NOT be providing any direct assistance to individuals.
MDHA has allocated CDBG-CV funds to provide up to 3 months’ rent/mortgage payments for households with loss of income due to COVID-19. The program is administered by multiple subrecipients, including the Metropolitan Action Commission, Affordable Housing Resources, Salvation Army, Conexion Americas, Martha O’Bryan Center, and The Hope Station.
Through a grant from the State of Tennessee, HomeSource east tennessee and Clinch Powerll are able to provide assistance to homeowners and renters in East Tennessee. The assistance will be in the form of a direct payment to your mortgage company, landlord or utility company.
Knoxville has set up a fund to assist residents if they were unable to pay their rent or mortgage due to job loss or income loss because of COVID-19. The financial relief is available to those who earn up to 80% of the Area Median Income and lost employment or income due to COVID-19, or have been diagnosed and/or quarantined with COVID-19 and are unable to work. Knoxville received CARES funding
Shelby County Board of Commissioners designated $500,000 will go towards helping Shelby county residents with rent and mortgage assistance. They make direct payments between $1,000-$1,500 to landlords and mortgage companies.
An online application on home901.org launched for tenants facing evictions. People can fill out a form to get legal assistance and funding to settle any debts with landlords. The fund currently has $2 million, mostly allocated from the CARES Act, put aside for eviction settlements designed to keep people in their homes.
The Division of Community Services will render roughly $1.3M to assist Shelby County residents working in the hospitality and airline industry through the COVID-19 Resident Relief Fund Program. The application will be available online for qualified residents to apply beginning Friday, September 11th-Friday, September 25th, 2020.